We are the REAL experts with 12 years experience!

Rates are extremely volatile in today's market.  Please call or fill out the "Quick App" for immediate detailed information

4.750% 30 year FIXED rate. (4.844% APR)

4.999% 30 year FIXED rate. (5.053% APR)

4.500% 15 year FIXED rate. (4.642% APR)

4.750% 15 year FIXED rate. (4.811% APR)

NO RISK....WITH NO CHARGE FOR THE APPRAISAL*!!!!

We are the experts and they have to compete with us!

These are fixed rates!  No rate changes!!!

Purchase or Refinance!!!!

Fannie/Freddie conforming 30 yr fixed loans.  OAC with minimum loan amount of $185,000 at >720 FICO Scores and max of loan amount of $417,000.  80% LTV in the above APR example.  Higher LTV's available. Cash back loans available. FICO scores <720 may require a different rate and fee structure under the new lending rules and regulations of Fannie Mae and Freddie Mac.....NATIONWIDE!  *Mortgage Central will determine the initial estimated value on any home PRIOR to the order of an official appraisal.  If necessary, Mortgage Central will refund any monies paid towards appraisal upon funding of new loan.